Flu Vaccine Myths and Facts
Click the green header above to test your knowledge of the myths surrounding the flu vaccine and common misconceptions about the flu.
October HR Brief
Hold on to Talent With “Stay Conversations” Some people think employment is all about the money, but they’re wrong. For many, it’s about development and growth. In fact, Gallup cites “lack of development and career growth” as the number one reason employees leave their workplace. How can you ensure you’re offering suitable opportunities to keep …
October Benefits Buzz
Deadline Approaching: Medicare Part D Notices Are Due Before Oct. 15 Each year, Medicare Part D requires group health plan sponsors to disclose to individuals who are eligible for Medicare Part D and to the Centers for Medicare and Medicaid Services (CMS) whether the health plan’s prescription drug coverage is creditable. Plan sponsors must provide …
Group Benefits
Whether your business size is 2 or 2000, we will create a benefits plan for your employees aligned with your business or organization’s goals and philosophies. We take a step back, listen, and learn, before we customize a plan with the proper industry benchmarks and data. This ensures that the process put into motion starts …
Individual Health Benefits
We provide quality health insurance coverage for individuals between the ages of 1 and 64. Using some of the same providers we use for commercial coverage, we bring peace of mind to individuals looking for quality health insurance for themselves and their families. We work with Exchange (Marketplace) based plans and Off-exchange (Marketplace) based plans. …
Voluntary Benefits
Voluntary benefits enhance core benefit packages and deliver added incentive without employers spending more on insurance. A solid voluntary benefit platform offers your employees the ability to purchase competitively-priced coverage, and in most cases without underwriting questions. Voluntary Benefits complement your core benefit strategy while reducing company costs and employee financial risk. Voluntary Benefits may …
Health Savings Accounts
Health Savings Accounts (HSA) were formed in January, 2004 as part of the Medicare Prescription Drug and Modernization Act. These programs replace Medical Savings Accounts (MSA). In essence, HSA have removed all of the negative requirements of an MSA and retained the positives. Health Savings Accounts are established on a non-taxable basis to reimburse individuals …
Healthcare Reimbursement Arrangements
By purchasing a high deductible health insurance plan, an employer reduces his/her premiums. From these premium savings, monies can be set aside to help offset some or all of an employee’s additional out-of-pocket liability. Healthcare Reimbursement Arrangements (HRAs) are part of the IRS code section 105 “defined contribution plans”. Final regulations were released in June …
ASO | Self-Funded
Under a self-funded approach, the employer assumes the risk for claims incurred and paid on its employees and their covered dependents. The employer would pay a fixed cost for the administration of the plan using a Third Party Administrator (TPA), or through an Administrative Services Only (ASO) arrangement with a major insurance carrier. Self-funding is …
October Compliance Bulletin
October Compliance Bulletin Many employers that must file Form 5500 on behalf of their employee benefit plans must also provide plan participants with a summary annual report (SAR). The SAR is a summary of the information included in the Form 5500. Employers with plans that operate on a calendar year basis must provide the SAR …
Client and Employee Resources
The more your employees understand your benefit plans the more they become educated, empowered consumers. The programs you provide will also gain an enhanced value.
As your strategic partners in employee benefits, we can provide multiple avenues of ongoing support, including:
- Employee Meetings (English and Spanish)
- Webcasts
- Payroll Stuffers
- Poster Campaigns
- Newsletters
Carrier Directories
E-Verify is a web-based system that allows enrolled employers to confirm the eligibility of their employees to work in the United States. Click the image below to begin.
