Bringing Employee Benefits Full Circle
What We Do
We help you maximize financial health and employee satisfaction by strategizing, designing, and implementing employee benefit plans that are customized around your objectives and goals.
Who We Are
We are a team of analysts, consultants, and strategists, who are passionate about our clients and who strive daily for responsiveness and efficiency.
Customized Benefit Plans
We offer all lines of benefits, and will design a strategy that works for your organization, culture, and philosophy.
Experienced
Our consultants have 50+ combined years of experience in the industry.
Reliable
Personalized, no-nonsense, effective, and efficient service. We are a dependable team that becomes part of your team.
Client and Employee Support
From online resources, to presentations in English and Spanish, we’re just a phone call or email away. Let us know what you need.
Speak with one of our Benefit Consultants today.
Articles and Events
Helping Employees Manage Out-of-Pocket Medical Expenses💰💲
The rising cost of health care, including prescription drugs, has made it increasingly difficult for employees to afford medical care. Employees may forgo medical care to avoid out-of-pocket costs, even when such care is recommended or necessary. Employees who do receive medical care may struggle to pay their health care bills. High-deductible health plans (HDHPs) …
New Executive Order Aims to Reduce Drug Costs by Aligning with Global Prices📉
On May 12, 2025, President Donald Trump issued an executive order (EO) that aims to bring the prices Americans pay for prescription drugs in line with those paid by similar nations. According to a White House fact sheet, the prices Americans pay for brand-name drugs are more than three times the price other nations pay. …
Biosimilar Market Trends
A decade after the first biosimilar approval, these medications are still gaining approval from the U.S. Food and Drug Administration (FDA) and entering the market each year. Biosimilars are the most cost-efficient type of biologic medication, and they are safe and effective for treating many illnesses. Not only do these drugs have the potential to …
7 Spring Well-being Tips🌿🧺🌼
Spring is often associated with warmer weather, increased sunlight and more opportunities to spend time outdoors. These changes can impact your physical and mental well-being, providing you an opportunity to take positive steps to improve your health. This article explores the significance of spring well-being and offers several practical suggestions for making the most of …
EEOC Proposes May 20 Opening and June 24 Deadline for 2024 EEO-1 Reports (May)🚨
In April 2025, the U.S. Equal Employment Opportunity Commission (EEOC) requested approval from the White House Office of Management and Budget (OMB) for its 2024 EEO-1 Component 1 Data Collection Instruction Booklet (EEO-1 Instruction Booklet). If the OMB approves the EEO-1 Instruction Booklet, the EEO-1 portal is scheduled to open on May 20, 2025, and …
IRS Announces Excepted Benefit HRA Limit for 2026 (May)
On May 1, 2025, the IRS released the inflation-adjusted limit for excepted benefit health reimbursement arrangements (EBHRAs) for plan years beginning on or after Jan. 1, 2026. Effective for 2026 plan years, the maximum annual employer contribution for an EBHRA will increase to $2,200 (up from $2,150 for plan years beginning in 2025).
THE DANGERS OF DOOMSCROLLING
During times of uncertainty or stress, you might find yourself scrolling through your phone, unable to stop consuming negative news and social media content. Although this habit, known as doomscrolling, is common, it can be harmful to your physical and mental health. This article explains the dangers of doomscrolling and provides tips for reducing this …
RECOGNIZING GOOD AND BAD STRESS
Stress is often perceived as a negative force that impacts our overall well-being. However, not all stress is detrimental. Stress is common and healthy; it’s your body’s way of responding to threats, challenges and demands. Good stress, known as eustress, is healthy and can serve as a powerful motivator to tackle challenges. Understanding the difference …
🚨Deadline Reminder: RxDC Reports Are Due by June 1, 2025 📅
Group health plans and health insurance issuers must annually submit detailed information on prescription drug and health care spending to the federal government. This reporting is referred to as the prescription drug data collection (or RxDC report). This is an annual reporting requirement-plans and issuers must submit these reports by June 1 of each year, …
DOL Issues Guidance on Independent Contractor Misclassification Enforcement (May)
On May 1, 2025, the U.S. Department of Labor (DOL) issued Field Assistance Bulletin (FAB) 2025-1 on how to determine employee or independent contractor status when enforcing the Fair Labor Standards Act (FLSA).
2026 HSA and HDHP Limits (May)
Each year, the IRS announces inflation-adjusted limits for health savings accounts (HSAs) and high deductible health plans (HDHPs). The following chart shows the HSA and HDHP limits for 2026 as compared to 2025. It also includes the catch-up contribution limit that applies to HSA-eligible individuals who are age 55 or older, which is not adjusted …
HSA/HDHP Limits Will Increase for 2026 (May)
On May 1, 2025, the IRS released Revenue Procedure 2025-19 to provide the inflation-adjusted limits for health savings accounts (HSAs) and high deductible health plans (HDHPs) for 2026. The IRS is required to publish these limits by June 1 of each year. These limits include the following: • The maximum HSA contribution limit;• The minimum …
