Health Care Reform Legislative Brief

Embedded Out-of-pocket Maximum for Family Coverage The Affordable Care Act (ACA) requires non-grandfathered health plans to include an annual limit on total enrollee cost sharing for essential health benefits (EHB). This annual limit is often referred to as an “out-of-pocket maximum” or “maximum out-of-pocket” (MOOP). HCR Embedded Out of Pocket Maximum for Family Coverage

Compliance Bulletin – DOL Updates Model FMLA Forms

The Family and Medical Leave Act of 1993 (FMLA) gives an eligible employee the right to take unpaid, job-protected leave in certain situations, including the birth, adoption or foster care placement of a child, his or her own or a family member’s serious health condition and a family member’s military service. DOL Updates Model FMLA…

The Convergence of Health & Wealth

Fidelity and Manning & Napier are two of the foremost thought leaders focusing on the transformation of employer sponsored benefit plans. Please join us for a discussion regarding trends in the industry and some innovative plan design solutions that can help contain cost while addressing your employees health care needs as well as the necessity…

Live Well, Work Well – June 2015

The Health Benefits of Sunlight Exposure Most people are familiar with the risks of unprotected sun exposure, such as sunburn, wrinkles, freckles, eye damage and skin cancer. However, although overexposure to the sun is bad for your health, getting enough exposure to sunlight is necessary and beneficial. Adequate time in the sun gives you several…

HR Brief – June 2015

Making the Case for Good Job Descriptions As the warmer months arrive, human resources (HR) departments often have more time to tackle other projects. This summer, consider reviewing your job descriptions—making sure they are updated and accurately reflect the positions they are tied to. HR Brief – June 2015

Benefits Buzz – June 2015

Agencies Plan to Issue Final Rules for SBC Requirements On March 31, 2015, the Departments of Labor (DOL), Health and Human Services (HHS) and the Treasury (Departments) issued Frequently Asked Questions (FAQ) announcing their intention to issue final regulations for the Affordable Care Act’s (ACA) summary of benefits and coverage (SBC) and uniform glossary requirement.…

Legislative Brief – HIPAA Special Enrollment Rights

HIPAA Special Enrollment Rights Group health plans often provide eligible employees with two regular opportunities to elect health coverage—an initial enrollment period when an employee first becomes eligible for coverage and an annual open enrollment period before the start of each plan year. HIPAA Special Enrollment Rights 05-22-15

HR Insights – COBRA Administration Outsourcing

COBRA Administration Outsourcing The Consolidated Omnibus Budget Reconciliation Act (COBRA) is a federal law that provides for the temporary extension of employer-sponsored group health coverage for employees and their family members (qualified beneficiaries) in certain situations. COBRA coverage is available when qualifying events occur, such as termination of employment or divorce. HR Insights – COBRA…